Nick joined IDT Financial Services Limited (trading as justbank) Gibraltar in 2020 as Director of Compliance and MLRO after relocating from the UK. He brings 18 years of experience in Compliance, Risk and Financial Crime. Nick has financial services experience in banking, Emoney, fiduciary, insurance, pensions, tax, commercial and consumer lending. He is the regulated individual at justbank who is responsible for Compliance and Risk and is also the MLRO.